North Carolina farmers and rural residents can qualify for loans for farms, homes, agribusinesses and more from Carolina Farm Credit.
We're part of the Farm Credit System, which has been serving the credit needs of rural America for nearly 100 years. With our long tradition, local know-how and agricultural expertise, we provide our members with a dependable source of credit generation after generation.
More than $1.2 billion in loans are outstanding to more than 9,000 members who own our cooperative. Our directors are also farmers, and they oversee our organization to protect the interests of our members at all times.
We have 36 branches in our 54 North Carolina counties to make visiting us more convenient. Find a branch near you.
You'll find we're not quite like any other lender. We understand agriculture, and we have the best tools to help our local rural community members finance their farms and lives.
Our loan officers live in the area they serve, and we’ve been an active part of our rural community for more than 80 years.
We know farming and agribusiness best because our loan officers and directors are local farmers.
We share our financial success with you by distributing funds through our patronage refund program.
Our home loans program offers in-house and secondary market loans to give you additional financing options.
You don't have to take time to visit us. We'll come to your farm or residence to discuss your specific financing needs.
In addition to our range of available loans, we also offer appraisal services, crop insurance, equipment and facility leasing and life insurance.
Farming gets tough and when it does, Carolina Farm Credit will be there to support you and your financing needs. We've been helping rural North Carolina for generations, and will continue for generations to come.
Our members own our company and elect our board of directors from the membership. Year after year, we return a portion of our financial success as a patronage refund. Learn more.
Our customers talk about how they've succeeded with the help of funding from Carolina Farm Credit. Read more.
See the role our loan officers play in helping you when you watch our video, A Visit From the Loan Officer.
Watch our video about the nearly 100-year history of Farm Credit.