Full-time and Part-time farmers

Full-time Farmers
Farm Credit loan officers will meet you on your farm to develop financing that best fits your needs by providing you with customized loans that match your needs, we save you money now and in the future.

Part-time Farmers
Dual income farmers have special needs and concerns for their farming operation. Whether it is financing new equipment or providing a separate line of credit for the farming enterprise, Farm Credit understands the challenges of part-time farmers. Flexible loan terms can provide for payment in sync with your cash sales, whether it is monthly, quarterly, semi-annually, or even a customized payment plan.

Part-time farm purchases may also be eligible for financing through Farm Credit’s Country Mortgages. For more details, see "Country Mortgages" program.

Farms
Whether it’s financing new equipment or setting up a line of credit for your farming needs, Carolina Farm Credit understands the challenges of farmers. At Farm Credit, you’ll find loan officers who specialize in financing all types of farming operations. They understand the complex needs and demands of a successful operation and are committed to your success. Whether you’ve got a couple heifers or a couple hundred, we’re ready to help you grow. We have loans for:
• Real estate
• Farm improvements
• Purchasing or leasing machinery, equipment, cars and trucks
• Refinancing debts
• Paying operating expenses
• Livestock and equine purchases
• Fences, barns or other buildings