Full-time Farmers
Farm Credit loan officers will meet you on your farm to develop financing that best fits your needs by providing you with customized loans that match your needs, we save you money now and in the future.
Part-time Farmers
Dual income farmers have special needs and concerns for their farming operation. Whether it is financing new equipment or providing a separate line of credit for the farming enterprise, Farm Credit understands the challenges of part-time farmers. Flexible loan terms can provide for payment in sync with your cash sales, whether it is monthly, quarterly, semi-annually, or even a customized payment plan.
Part-time farm purchases may also be eligible for financing through Farm Credit’s Country Mortgages.
Home Loans--Country Mortgages
Home Loans - loans to purchase or refinance home, debt consolidation
and one-time closing construction loans. Financing available for larger tracts with dwellings
- Loan to value - 100% and over
- Conforming and non-conforming programs available
- First-time home buyer program
- Interest only program
- Loans with no PMI
- Jumbo loans
- Homes on larger tracts of land
- Modular and manufactured housing
- Log Homes
- Lot/home site loans
- Financing available on second homes
- 30/60 day rate locks available
- Competitive fixed and adjustable rates
For more details, see "Country Mortgages" program.
Marketing & Processing Loans
The purpose of this loan program is to support marketing and/or processing activities related to the production of agricultural products. Farm Credit loan officers understand the unique needs of today’s diverse agriculture industry. We can save you money now by providing you with a customized loan package that meets your needs.
Agricultural-Related Business Loans
Loans for those who furnish farm-related services which are directly related to the production of agricultural products. The key aspect of this category is the service provided. Examples of services include: crop spraying, fertilizer spreading, custom harvesting, grain drying/storage, livestock breeding, veterinary services, hauling for farmers, and record keeping. This list is not intended to be all-inclusive; there are many other qualifying services not listed here. Farm Credit loan officers are available to meet with you to discuss a customized loan package that will meet your needs now and in the future.
Non-Agricultural Loans
Loans for non-agricultural purposes. These include student loans, apartment loans, investment loans, or vacation home loans to name a few. The ability of Farm Credit to make these types of loans is limited to full- and part-time farmers. A full-time farmer could receive a loan from Farm Credit for any purpose.
A part-time farmer would be able to receive loans for these purposes but on a more limited basis. The terms offered for these loans will be based on the purpose of the request and the useful life of the item being purchased.
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